9 ways to save money on healthcare during open enrollment season

Are your prescriptions and doctor visits getting more and more expensive?As millions of Americans prepare for open enrollment season, healthcare experts say now is the perfect time to look for ways to reduce medical expenses.Rising costs continue to weigh heavily on household budgets, with many families worried about affording everything from insurance premiums to prescription drugs.Whether you get coverage through Medicare, an employer-sponsored plan, or the Affordable Care Act marketplace, experts say a few simple changes could help you keep more money in your pocket.WATCH as a pharmacist and health care experts show how to lower your health care costs next year: 9 ways to save on healthcare, as Open Enrollment startsHere are nine ways to start.1. Ask about generic medicationsPrescription prices continue to be a major concern for many consumers. If your doctor prescribes a brand-name medication, talk with your pharmacist about whether a generic version is available.RELATED STORY | Housing costs forcing people to cut spending on food, healthcare, report findsJason Dorsey, owner of Roselawn Pharmacy in Cincinnati, said generic drugs are often the same medication at a significantly lower price.In those instances, you may be able to speak to the pharmacist and get a generic version of the exact same drug, Dorsey said.2.

Choose store-brand over-the-counter medicationsThe same rule often applies to over-the-counter medications.Many store-brand products contain the same active ingredients as national brands but carry a much lower price tag.A lot of those brand-name medications, there is an exact equivalent that can save you 50%, Dorsey said.3. Look for manufacturer coupons and discountsIf no generic option is available, ask about savings programs.Some pharmaceutical companies offer coupons that can lower prescription costs, particularly for people with commercial insurance.4. Consider a 90-day prescription supplyFilling prescriptions every three months instead of every month may reduce the cost per pill and cut down on pharmacy trips.Check with your insurance provider and pharmacist to see whether a 90-day supply is available for medications you take regularly.5.

Compare prescription pricesDrug prices can vary significantly from one pharmacy to another.RELATED STORY | Survey: Americans fear federal debt could impact healthcare costsDorsey said consumers can bene… Review your health insurance during o…