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AI agents may soon be able to make UPI payments for users: How it may work

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India is preparing a regulatory and technological framework that will soon enable artificial intelligence agents to conduct UPI (Unified Payments Interface) transactions on behalf of users. The proposed system centers around a Unified Agent Protocol designed to establish a common authorization method for AI agents.

Under this new mechanism, AI agents will be permitted to process certain transactions without needing explicit, manual human approval for every individual purchase. The initiative specifically targets low-value and frequent transactions, aiming to streamline automated digital payments within the country's financial ecosystem.

In-depth summary · AI, neutral
Read the full story at the source Times of India · IN
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