Tae Yong, Managing Director of investment holding company and financial services provider PT Samuel Tumbuh Bersama (STB), has advised the public to carefully manage key expenditures to avoid developing a reliance on "paylater" financial services.
The guidance addresses the growing trend of consumer debt tied to digital payment methods. By focusing on disciplined management of essential spending, individuals can maintain better financial health and prevent the risks associated with consumer credit dependency.
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