Chief Economist Perhimpunan Bank Nasional (Perbanas) Winang Budoyo stated that certainty regarding off-takers is essential for the recovery of micro, small, and medium-sized enterprise (MSME) loans in Indonesia.
According to the analysis, securing reliable off-takers provides MSMEs with guaranteed product markets and revenue streams, which in turn reduces lending risks for financial institutions. This structural assurance is viewed as a crucial step toward stabilizing and revitalizing credit flow to the sector.
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