Kroger credit card is going away: These grocery rewards cards could save you more

Bank are parting ways, and current cardholders will soon be transitioned automatically to the new U.S. Some cardholders reached out asking what other cash-back credit cards are available to help save on groceries. I took that question to the experts to find out.What's happening to your Kroger credit card?The Kroger Mastercard, issued by U.S.

Current cardholders will be transitioned to the U.S. Bank Smartly card, which offers 2% cash back on all purchases with no annual fee.The best cash-back credit cards for groceriesAna Staples, a credit card industry expert at Bankrate, shared her top credit card recommendations for earning strong cash back rewards on groceries. Card Cash Back on Groceries Annual Fee Spending Cap Amex Blue Cash Preferred 6% $95/year $6,000/year Amex Blue Cash Everyday 3% None $6,000/year Capital One Savor 3% on groceries & dining None None U.S.

Bank Smartly 2% on all purchases None None American Express Blue Cash Preferred Card 6% cash back on groceries $95 annual fee Spending capped at $6,000 per year on grocery purchases"One thing to be mindful about here is the $95 annual fee," Staples said. "With current grocery prices, that can be pretty restrictive, especially for families who need a higher spend there."WATCH: Which rewards card is best for you? Which rewards credit card is the best option for you?American Express Blue Cash Everyday Card 3% cash back on groceries No annual fee Same $6,000 annual spending cap appliesCapital One Savor Card Staples' personal pick 3% cash back on groceries and restaurants No annual fee No spending cap"My personal favorite, however, is a card from a different issuer and that is a Capital One card.

The Capital One Savor card," Staples said. "It earns 3% back on grocery store purchases and at restaurants. So all of your food purchases are covered basically as far as the rewards go and it doesn't have an annual cap."How to choose the right card for youStaples said choosing the right card comes down to three personal factors:1.

Where you spend the most: "First thing I would really think about is your personal spending habits where you're spending the most," Staples said. "Certainly groceries are one everyday category that is popular among cardholders. You will always be buying groceries.

You will always be earning those rewards."2.