The 5 insurance plans offered by the IMSS for self-employed workers: what each one covers and what their benefits are

The Mexican Social Security Institute (IMSS) has introduced a program known as Incorpora, which allows independent workers—including freelancers, professionals, and merchants without a formal employer—to access social security benefits through Modalidad 10. This scheme provides these workers with the same comprehensive coverage and five specific insurance protections available to those in formal employment.

The initiative aims to extend social safety nets to the independent workforce by detailing the specific coverage and benefits associated with each of the five insurance types. By utilizing this modality, self-employed individuals can secure health and social security protections previously reserved for formal employees.