More than half of all residential property transactions in Romania are now financed through mortgage loans. This milestone marks a significant shift in the national real estate market, as the proportion of homes purchased with credit has risen steadily over the past four years.
The trend is based on an analysis of official data conducted by the online mortgage broker Ipotecare.ro. The data indicates that reliance on bank financing has become the primary method for acquiring residential real estate in the country, reflecting a broader change in how Romanians fund property purchases compared to previous years.
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