Even with 40 years of contributions, self-employed workers cannot afford a minimum pension: how much should they pay per month?

The Argentine Régimen Simplificado para Pequeños Contribuyentes, known as the Monotributo, concentrates millions of independent workers by combining tax, pension, and health obligations into a single monthly payment. Despite this system, analysis shows that workers contributing under this regime for 40 years fail to generate sufficient funds to finance a minimum retirement pension, raising questions about the required monthly contribution amounts.

Simultaneously, global financial markets face scrutiny as the New Zealand Superannuation Fund, recognized as the world's most profitable sovereign wealth fund, issued a warning regarding future corrections in United States stock market investments despite current strong performance.