They urge people "not to swallow everything whole and to protect their own records" in light of the pension reform coming into effect and the financial mess Colpensiones will face.

The Colombian pension reform is scheduled to enter into force on April 1, 2027, prompting warnings for citizens to be cautious regarding their personal financial histories and the information they receive.

While the upcoming reform is projected to alleviate state financial accounts in the short term, analysts note it risks transferring a significantly heavier fiscal burden onto the national budget in the coming decades, alongside funding challenges facing Colpensiones.